Finance Advisor Option
2317 Garfield Ave, Minneapolis, MN 55405, USA Mon - Fri: 9:00 AM - 6:00 PM
+1 612-874-1111 info@financeadvisoroption.com

Our Services

Six specialist services covering every stage of your financial life - borrowing, budgeting, tax, investing and protection. Pick a service to learn more, or talk to an advisor about combining them.

What We Offer

Financial Services Designed Around Your Goals

Every engagement starts with a free consultation. Once we understand your situation we build a written plan - and only then do we talk products.

Personal loan services Unsecured

Personal Loan Services

Borrow $2,000 to $50,000 for medical expenses, debt consolidation, home renovation, weddings or emergencies - fixed rates, fixed EMIs and no prepayment penalty with most partners.

Decision in 24-48 hrs From 6.49% APR
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Mortgage loan services Home Loan

Mortgage Loan

Purchase, refinance, FHA, VA, USDA and jumbo mortgages. We compare 40+ lenders, model your true closing costs and help first-time buyers use every assistance programme available.

40+ lenders compared Pre-approval in 3 days
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Credit loan and credit building services Credit

Credit Loan

Credit-builder loans, secured loans against savings or assets, balance-transfer strategies and a structured score improvement roadmap with monthly progress tracking.

Score repair roadmap Flexible collateral options
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Tax advisory services Tax

Tax Advisory

Federal and Minnesota state return preparation, year-round planning, estimated tax scheduling, IRS and state notice resolution, plus entity and payroll tax guidance for small businesses.

Filing & planning IRS notice support
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Wealth and investment planning services Investing

Wealth & Investment Planning

Retirement, education and legacy planning with diversified portfolios across mutual funds, ETFs, bonds and index strategies - plus 401(k), IRA rollovers and quarterly rebalancing reviews.

Goal-based allocation Quarterly reviews
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Insurance services and protection planning Protection

Insurance Services

Term and whole life, health, auto, homeowners, umbrella and disability insurance compared across leading carriers - with honest cover calculations and full claim assistance.

Life & health cover Claim support included
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At A Glance

Which Service Do You Need Right Now?

Most clients come to us with one urgent need and discover two or three gaps they had never considered. Use this quick guide, then let an advisor confirm the priority order for your situation.

Need cash for a planned or unexpected expense?Personal Loan Services → unsecured funding with fixed monthly payments
Buying, refinancing or renovating a property?Mortgage Loan → rate shopping across 40+ lenders and grant assistance
Low credit score or high card balances?Credit Loan → consolidation plus a structured score-rebuild plan
Overpaying tax or facing an IRS notice?Tax Advisory → planning, filing and representation support
Saving for retirement or a child's education?Wealth & Investment Planning → goal-based, diversified portfolios
Worried your family is under-protected?Insurance Services → cover gap analysis and claims assistance
Our Process

How Working With Us Actually Feels

1
Discovery Call

A free 20-30 minute conversation about your income, obligations and goals.

2
Market Research

We pull real quotes and shortlist two or three genuinely suitable options.

3
Execution

We handle documentation, submission and follow-up until approval.

4
Annual Review

Every year we re-check rates, cover and allocations to keep you optimised.

FAQs

Questions Clients Ask Us First

Still unsure about something? Call us on +1 612-874-1111 or send your question through the contact form.

Ask a Question

Yes. The initial discovery consultation - in person at our Minneapolis office, by phone or over video - is completely free and carries no obligation. We only charge once you choose to proceed with a specific service, and every fee is disclosed in writing beforehand.

No. We are an independent advisory and referral firm. Loan products are funded by our banking and credit union partners, and insurance policies are underwritten by licensed carriers. This independence is exactly why we can compare the market instead of pushing one product.

Initial rate comparisons use a soft credit enquiry, which does not affect your score. A hard enquiry only happens when you formally submit an application to a chosen lender - and we will always tell you before that step.

Yes. Tax advisory, wealth planning and insurance guidance are delivered nationwide, and our lending partners operate in 30+ states. Some mortgage assistance programmes and insurance licensing are state-specific, so we confirm coverage for your state during the first call.

All documents are transferred over encrypted connections and stored with strict role-based access. We never sell client data. Full details are in our Privacy Policy.

Not Sure Which Service Fits You?

Send us a quick message and an advisor will recommend the right starting point - free of charge.

Contact Us Call now+1 612-874-1111